The competitive commercial printing business requires accuracy, attention to detail, volume and speed. Today's sophisticated commercial printing operation also includes professional services well outside those offered by the traditional copy shop, such as graphic design and the reproduction of lottery, event tickets and ATM cards. We know that precision and the adherence to tight deadlines can be mutually exclusive, which often give rise to claims from clients for negligence. Insureds involved in product and packaging design face exposure to copyright and trademark infringement from third parties, as well as their own clients. Our expert team of insurance and claim professionals help to alleviate insurance concerns so that commercial printers can focus on business.

The ››Media Advantage Policy® was designed by First Amendment and intellectual property attorneys with more than 125 years of combined experience in this specialized insurance field. New technology combined with an emerging media liability landscape has mandated a change in the traditional media liability policy. We think that the Media Advantage Policy® backed by the most experienced underwriters and claims staff in the country, provides the very best coverage and service – but you decide for yourself. Check to see that your policy:

• Provides coverage for open perils – the limited named peril policy simply cannot keep up with creative plaintiffs' attorneys nor adequately respond to the ramblings of pro se litigants;
• Provides coverage for contempt actions if the underlying act was approved by the insured's counsel;
• Does not contain a “buy-out” or “hammer” clause;
• The insured is empowered with the sole editorial discretion in deciding whether to extend insurance coverage to an uninsured independent contractor;
• Provides coverage for liability assumed under contract, which extends coverage to third parties, such as distributors or advertisers, who utilize media content furnished by the Insured;
• Provides liability limits up to $10,000,000;
• Provides coverage for contextual errors and omissions at no additional cost;
• Provides coverage on an occurrence basis;
• Provides defense coverage for injunctions;
• Provides coverage for negligent supervision of an employee;
• Provides coverage for covered claims that arise anywhere in the world;
• Provides a number of coverage endorsements to extend coverage even further, including but not limited to:
• Professional Services Endorsement – provides coverage for scheduled ancillary professional services of the insured, such as e-commerce;
• Reperformance of Professional Services Endorsement – redefines “loss” to provide coverage for correction of the Insured's printing or other services.

››Download Media Advantage Policy application and Commercial Printer Supplement and policies

Please refer to the actual policy for exact coverage descriptions; exclusions and deductibles may apply. Coverages are subject to policy terms and conditions and may not be available in all states.